Is your small business interested in moving production back to the U.S.? Need help with financing? Then you may want to take advantage of a program offered by the Small Business Administration (SBA).

Designed to encourage businesses to bring jobs back to the U.S. and promote export growth, the SBA’s International Trade Loan program provides financing to small businesses for relocation expenses, including construction, renovation, and expansion of facilities and equipment in the U.S.

Qualifying businesses must produce goods/services for at least one international market. Business that sell products exclusively in the U.S. are not eligible.

Program Snapshot


up to $5 million

Interest Rate
max of 2.75% above prime rate, depending on loan terms


  • up to 10 years for equipment
  • up to 25 years for real estate

Approved Uses

  • To repatriate production facilities
  • To acquire, construct, renovate, expand, or improve facilities and equipment in the U.S.


  • Same requirements as SBA’s standard 7(a) loan program.
  • Applicants must establish that the loan will help the business expand/develop an export market or regain competitive advantage after being adversely impacted by imports

How to Apply

To apply for an International Trade loan, you must apply to a SBA-participating lender.

Seach SBA lenders by state, zipcode
Export Loans (Small Business Administration)

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